Pell Grant Eligibility
Pell Grant Calculator

The Federal Pell Grant Program provides need-based student grants to low-income undergraduate students and teachers pursing their post- baccalaureate degree are eligibile to receive a Pell Grant.  Students may use their grants at any one of approximately 5,400 participating postsecondary institutions that receive Title IV funding. Most Title IV funding colleges are eligible to receive some form of federal student aid.  Pell Grant amounts are based on:

1.  The student's expected family contribution (EFC)

2.  The cost of attendance
3.  The student's enrollment status (full-time or part-time)   
Government Pell Grants are direct grants awarded through participating Title IV institutions to students with financial need, who have not received their first bachelor's degree or who are enrolled in a graduate teacher certification or licensure program. Students that reeeive Pell Grant funding are considered low-income and usually need the additional money to pay for their school expenses. 

Participating institutions either credit the Federal Pell Grant funds to the student's school account, pay the student directly (usually by check) or combine these methods. Your college financial aid office will disburse an aware letter indicating how much you will receive in Pell Grant award amount.  Pell Grant distribution checks are sent within the first few weeks of the beginning of the new school semester.  Students must be paid at least once per term (semester, trimester, or quarter); schools that do not use formally defined terms must pay the student at least twice per academic year.
To use the Pell grant calculator, simply enter your EFC number, the school's cost of attendance for one year and choose an enrollment status.  These figures are based on the payment and disbursement schedules for Pell Grant awards.  The EFC number is also known as your Expected Family Contribution score and can be found in your SAR (Student Aid Report) that you will receive from the Department of Education.  The COA is the Cost of Attendance or the amount of money it will cost as either a full or part time student.  The COA is based on school tuition and other school related expenses. 

Students must complete the FAFSA or Free Application for Student Aid in order to become eligible for a Pell Grant.  The FAFSA can be submitted either online or through US mail.  Many students complete the FAFSA online since they receive confirmation that their application was received.  Students also are able to submit their FAFSA application instantly with no delay. 

Students will receive their EFC (Expected Family Contribution) score once they’ve completed and submitted their FAFSA by the deadline through the SAR (Student Aid Report)..  The Student Aid Report is distributed from your school's financial aid office and is usually sent within weeks of submitting the FAFSA application.  The Pell Grant is meant to be for low income students, so students must have a low EFC score in order to be eligible for a Pell Grant.  An EFC score of 0 is the lowest a student can receive and will allow them to receive the maximum Pell Grant award amount for the upcoming school year. 

Pell Grant Calculator